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Water Damage Restoration is a very difficult task, especially if you are doing everything all by yourself. To avoid the problems and mistakes that could turn up to be a disaster, one should hire a Covington Covington Company. If you go in for a company with experienced team of personnel it will be good for you in long run. They have the experience of restoring things from water damage very easily and try to Avoid the Big Losses.
If you are living in Covington , the sooner your call, the lesser your losses will be. Water damage Restoration companies especially in Covington and the surrounding areas will also guarantee you that their repair estimates will be favorably reviewed by the insurance company which means that you have almost nothing to lose by hiring professionals.
Catstrong Restoration and Construction serving Covington uses state of the art water damage inspection, removal, and extraction equipment to identify the moisture and rapidly remove it. Our expert technicians will monitor and document the drying process so that you know your property is back to normal.
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Filing property damage claims is a complex process that often results in the property owner being shortchanged. First and foremost, insurance companies are for-profit businesses. They aren't in the business for fun; they're in the business to make money. Insurance companies have two ways to make money: collecting premiums and minimizing payouts.
It doesn't matter if you have a homeowners insurance claim or a commercial property insurance claim, the process is the same. You pay premiums to the insurance company for coverage. If you suffer a covered loss, you file a claim and the insurance company pays you a settlement, less any applicable deductible. However, this settlement may not be enough to fully reimburse you for your losses.
In order to boost your insurance payout, you must not sit back and let the insurance adjuster tell you what they will pay. Instead, you need to take an active role or hire someone to act on your behalf. Remember that the insurance adjuster, no matter how nice he is, serves the insurance company whose goal is to make a profit by minimizing losses - including YOUR losses.
Don't forget to keep receipts for any emergency repairs, temporary lodging, and other related expenses and include them on your claim. When filing the claim, be as thorough as possible and make sure that the claim form is complete and legible. Insurance companies love to delay payouts due to "missing or incomplete" information.
By taking a proactive approach to filing a property damage claim, you will definitely boost your payout.
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Property damage caused by freezing weather occurs more frequently and creates greater damage than is commonly thought. When water freezes, its volume increases by approximately eleven percent and this expansion exerts tremendous force. This force is sufficient to break concrete or even steel! When even a small amount of water enters a structure and freezes, the resulting expansion further damages and weakens the structure allowing more water to enter. The damage cycle continues until the source problem (the initial entry point) is repaired.
A number of variables acting separately or together contribute to freeze damage. A drop in temperature, the type of building construction, the amount and quality of insulation, the direction and force of wind, and other weather related conditions are all contributing factors.
An occupied building is not completely free from freeze related damages, even when it is constructed to withstand freezing weather and is properly maintained and heated. However, a significant amount of freeze damage occurs when a building is not occupied, especially if the owners are gone for an extended period, and the heating system is not on during the freezing weather. In northern climates, many people go south for the winter. They winterize their homes before they leave by draining the plumbing system and adding antifreeze to plumbing fixtures. Frequently this is not completely effective, and the owners find freeze damage when they return.
Draining the plumbing system needs to be thorough and complete. If the water lines sag or bow, it can result in a low spot that is nearly impossible to completely drain. To be most effective, draining the water lines should be accompanied by the use of compressed air to blow out the lines. If this is not done, water will rest and freeze in the low points of the lines and may cause the pipes to break. The damage then is discovered only after the water is turned back on and escapes from that break. Virtually all plumbing lines are placed inside walls and are not visible. As a result, a freeze caused leak is only discovered when water damage to floors, carpet, walls, or ceilings becomes visible. Occasionally the sound of spraying water can be heard by an occupant, but by then it may already be too late. The leak has already caused some degree of damage.
People living in the south usually consider themselves immune from this type of damage. Because of this sense of security, construction in the southern parts of the country often does not adequately take into consideration that fact that the temperature does occasionally drop below freezing. When that happens and property is poorly insulated, then damage will occur.
Winter wind, snow or ice storms frequently damage electric power lines and equipment resulting in interruptions of electric power. Most heating systems depend on electricity, and when the power goes off, so does the heat. In severe cold weather, this can result in extensive freeze damage before power is restored.
Buildings that are poorly designed and do not withstand weather well can contribute to their own damage. Many old buildings were not insulated at all. To avoid freezing, plumbing lines were commonly run along the inside of interior walls and ceilings rather than enclosed within the walls. In some cases, many lines simply ran inside un-insulated walls. During renovation of some old homes, blown or foam insulation has been added into wall cavities between interior and exterior wall surfaces and between each stud. This process many times served to insulate heat away from pipes that were located inside of walls and adjacent to the exterior wall surfaces or in attics, actually making them more susceptible to freezing.
The type and age of the plumbing system is also a factor. Rust or corrosion weakens pipes, making leaks easier to occur. When freeze expansion occurs, such pipes will often split open. As thawing begins or when the water is turned back on, this situation will result in water damage.
There is also a form of direct damage that can occur from extreme cold even though no moisture is present. Most building materials and personal property are unaffected by cold alone, provided they are dry. Extremely cold temperatures can damage some sensitive computer and other electronic components. In northern climates, temperatures commonly fall below zero and occasionally dip to minus 40 to 50 degrees. The contraction associated with those extremely low temperatures can congeal Liquefied Petroleum Gas (LPG) and fuel oil, causing heating system failure.
Regardless of the circumstances if water damage occurs from freezing or other sources, call your insurance claims office. The professionals in your insurance companys claims center will offer you emergency advice to mitigate the loss to prevent further damage; they will assign an adjustor who will make an appointment to assess the damage and make recommendations for the proper repair of the situation.
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Water damage can be extremely devastating and proper cleaning and recovery needs to follow a three step process.
The first step is to clean the item from the mud or debris that lay on the surface.
The second step is to repair any damage that may have been done.
The third step is to disinfect the item.
There are items that are more or less susceptible to water damage and this article will give tips on recovering the most commonly damaged items. Paper items are the most easily water damaged items in your home and can be damaged without direct contact to water. Repairing paper items requires drying, which can be accomplished through air drying or by using a dehumidifier, however the process can be more complicated then jus simply drying. Water damagned books for example are a paper item in which the process can be more complicated and you will need to prioritize. Books that are leather bound, have parchment or vellum bindings should be a priority as they will disintegrate faster. To dry books that have been damaged by clean water, simply remove them from the water and let them dry without opening them or closing them while they are in water. For books damaged by dirty water, remove them from the water and rinse the pages in clean running water. After the books are clean, open them to air dry and make sure you turn them upside down every few hours.
You can also place white absorbent paper about every 10-15 pages to speed the drying process. When the books are no longer wet place them lightly against a solid surface to ensure prevention of swelling. When trying to repair water damage to blankets, sheets, comforters or towels, the first step is to ensure that they can be bleached, if they cannot you will be unable to disinfect them properly and they should be discarded. Blankets and comforters should be soaked in warm water and bleach for 15-20 minutes each. Any items that have dirt or debris attached may need to be soaked twice prior to being washed, twice. Sheets and towels should be soaked in cold water and bleach for 10-15 minutes and then rinsed in cold water. Then wash the sheets and towels in hot water and detergent with a cup of bleach added for proper disinfectant. Mattresses should be left to a professional or discarded, you will be unable to properly clean them at home.
Water damage to wood furniture should be cleaned with soap and water first, if that is not sufficient you may need to use a solution of turpentine and water. To bring back the most color you may need to rub the wood with steel dipped in lemon or olive oil. Once this step is complete then polish the furniture with a soft cloth. There are several items that if water damage occurs are best left to a professional conservator, including pictures, paintings and electronic media. All of these items can be attempted in home restoration if you chose, however the best results would be with a professional who is trained to properly handle these delicate items. Attempting a home restoration may damage these items past the point that a professional can recover.
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